Henry HillDesign Build RenovateCall (314) 280-8020

Getting HOA approval for a deck, porch or addition

Most subdivisions built in St. Charles County since the 1980s have recorded indentures and an architectural review committee. City approval and HOA approval are separate. You need both, and the HOA is often the slower of the two.

Updated

What typically requires approval

Decks, porches, patio covers, pergolas, fences, sheds, additions, exterior color changes, roofing material changes, siding replacement, front door changes and sometimes landscaping walls, play structures and solar panels. If it can be seen from outside, assume it needs approval until you have confirmed otherwise.

What to submit

A good package includes the items below. A complete application is approved faster than one that prompts questions.

  • The association's application form
  • A copy of your plat or survey with the structure drawn to scale and distances to lot lines shown
  • Plan and elevation drawings with dimensions and height
  • Materials and colors, with manufacturer names and samples or photos
  • The contractor's name and insurance information
  • The expected start date and duration

How long it takes

Indentures usually give the committee thirty days, sometimes forty-five. Many respond faster, but plan on the full period. Volunteer committees meet monthly in some neighborhoods. Submit in winter for spring construction.

Avoiding denial

Read the design guidelines before designing. Common sticking points are deck and railing colors, roofing that does not match the house, structures that cross a building line or easement, and sheds. Match the house: the same roof pitch, shingle and trim color go a long way with any committee.

Get it in writing

Keep the approval letter. A future buyer's title company or the HOA itself may ask for it, particularly if the board has turned over. We do not order materials for exterior projects until we have that letter in hand.

Tell us about the project

Call (314) 280-8020 during working hours, Monday to Friday, 9am to 5pm, or send the form and we will call you back. The first visit is a walkthrough and a conversation, and it costs nothing.

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